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Category: College Funding

COLLEGE COSTS GOT YOU WORRIED? HERE ARE TWO RESOURCES THAT MAY HELP.

August 1, 2019 Austen Smith Leave a comment

Student loans outstanding in the US have topped $1.4 trillion, and up to one in four borrowers are either delinquent…

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Posted in: College Funding, Uncategorized

TWO THINGS YOU SHOULD KNOW ABOUT 529 COLLEGE SAVINGS PLANS

Austen Smith 1 Comment

Section 529 of the Internal Revenue Code created a type of college savings plan that known as a “529 Plan”.…

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Posted in: College Funding

IS STUDENT DEBT STANDING IN THE WAY OF HOMEOWNERSHIP?

Austen Smith Leave a comment

Student loan balances have doubled since 2007 to well over $1 trillion. Meanwhile, millennials are taking much longer than previous…

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Posted in: College Funding

HOW MUCH STUDENT DEBT IS TOO MUCH?

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Student loans have surpassed credit card debt and are now the second largest source of household debt in the United…

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Posted in: College Funding

THREE ADVANCED PROFESSIONS THAT DON’T REQUIRE ADVANCED DEGREES

Austen Smith Leave a comment

An insurance agent, mortgage originator, and real estate agent all walk into their local bar… Well actually, their local bar…

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Posted in: College Funding

WHAT’S A COLLEGE DEGREE WORTH?

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Top paying college majors earn a whopping $3.4 million dollars more than the lowest paying majors according to recent stats…

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Posted in: College Funding

HOW MUCH DOES COLLEGE COST THESE DAYS?

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In the last 10 years, students themselves have gone from paying 30% of college costs, to paying close to 50%…

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Posted in: College Funding

HOW MUCH DOES COLLEGE COST THESE DAYS?

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According to the College Board, the average total costs (including room and board) for a four-year public in-state school is…

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Posted in: College Funding

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Texas Recovery Fund Notice

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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